Buy your first home in the U.S.
The barrier is rarely money. It's language. I walk you through every step.
Common worries — and the truth
“I need 20% down.”
Not true. Many programs need only 3–3.5%, and down payment help exists.
“My credit isn't good enough.”
Some loans accept mid-range credit. Let me take a look.
“I'm paid in cash — I can't qualify.”
Bank statement loans use your deposits instead of tax returns.
“My English isn't strong enough for the contract.”
I explain every page in Vietnamese before you sign.
How I help you
- Check which loans you qualify for — free, no credit impact
- Find down payment assistance in the area you're buying
- Prepare your documents and explain every number
- Get you a pre-approval letter so you can shop with confidence
- Stay with you through closing day
Common loans for home buyers
How working with me goes
Four clear steps. You always know where you stand and what happens next.
1. We talk
We discuss your goals, your income and what you have saved. No commitment and no credit check.
2. I review your file
I look at your real numbers and tell you which loan types you qualify for, with actual figures — not ballparks.
3. Pre-approval letter
You get a pre-approval letter so you can shop and make offers with confidence.
4. We close
I stay on it through closing day and walk you through every page you sign.
Ready to get started?
It takes a few minutes. No credit check to explore your options, and you get straight answers — in English or Vietnamese.
Exploring your options does NOT affect your credit score.